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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,223 | $93,117-66.5% | $77,096-59.5% | $134,532-76.8% |
| Participation rate | 16.7% | 74.5%-57.8pp | 67.9%-51.3pp | 81.2%-64.6pp |
| Annual return | -20.35% | 62.67%-83.0pp | 42.35%-62.7pp | 418.27%-438.6pp |
| Employer contribution / active EE | $700 | $3,420-79.5% | $2,814-75.1% | $4,741-85.2% |
| Participant deferral / active EE | $1,408 | $5,241-73.1% | $4,429-68.2% | $6,401-78.0% |
| Admin fee / account holder | $116 | $6,948-98.3% | $5,428-97.9% | $11,429-99.0% |