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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,497 | $102,635+136.3% | $86,209+181.3% | $139,456+73.9% |
| Participation rate | 61.1% | 74.5%-13.4pp | 69.0%-7.8pp | 80.3%-19.2pp |
| Annual return | 18.25% | 1923.53%-1905.3pp | 1169.05%-1150.8pp | 373.45%-355.2pp |
| Employer contribution / active EE | $3,602 | $3,034+18.7% | $2,381+51.2% | $4,753-24.2% |
| Participant deferral / active EE | $8,319 | $4,677+77.9% | $3,986+108.7% | $6,711+23.9% |
| Admin fee / account holder | $285 | $8,661-96.7% | $6,853-95.8% | $11,407-97.5% |