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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,713 | $112,935+11.3% | $90,970+38.2% | $158,966-20.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 43.84% | 215.79%-171.9pp | 134.58%-90.7pp | 302.95%-259.1pp |
| Employer contribution / active EE | $4,671 | $2,895+61.4% | $2,122+120.1% | $4,762-1.9% |
| Participant deferral / active EE | $9,677 | $4,129+134.4% | $3,373+186.9% | $5,983+61.7% |
| Admin fee / account holder | $2,290 | $8,045-71.5% | $5,960-61.6% | $11,250-79.6% |