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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,859 | $226,105+56.9% | $182,540+94.4% | $152,897+132.1% |
| Participation rate | 82.4% | 82.5%-0.1pp | 78.0%+4.4pp | 82.5%-0.1pp |
| Annual return | 18.77% | 192.58%-173.8pp | 148.58%-129.8pp | 345.43%-326.7pp |
| Employer contribution / active EE | $8,116 | $4,978+63.0% | $4,076+99.1% | $4,764+70.4% |
| Participant deferral / active EE | $6,824 | $6,370+7.1% | $5,525+23.5% | $5,851+16.6% |
| Admin fee / account holder | $10,615 | $10,706-0.8% | $8,593+23.5% | $11,599-8.5% |