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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,447 | $211,946+39.9% | $169,452+74.9% | $135,380+119.0% |
| Participation rate | 92.9% | 82.6%+10.2pp | 77.8%+15.1pp | 82.6%+10.2pp |
| Annual return | -6.64% | 3.26%-9.9pp | 1.83%-8.5pp | 519.81%-526.4pp |
| Employer contribution / active EE | $10,283 | $5,117+101.0% | $4,157+147.4% | $4,779+115.2% |
| Participant deferral / active EE | $8,983 | $6,075+47.9% | $5,277+70.2% | $5,609+60.1% |
| Admin fee / account holder | $1,018 | $11,472-91.1% | $9,110-88.8% | $10,828-90.6% |