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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,598 | $183,592-87.7% | $155,574-85.5% | $145,877-84.5% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 335.30% | 61.37%+273.9pp | 64.87%+270.4pp | 551.28%-216.0pp |
| Employer contribution / active EE | $1,174 | $5,317-77.9% | $4,676-74.9% | $4,663-74.8% |
| Participant deferral / active EE | $2,246 | $6,466-65.3% | $5,629-60.1% | $6,691-66.4% |
| Admin fee / account holder | $455 | $19,316-97.6% | $15,914-97.1% | $13,402-96.6% |