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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,807 | $148,582+8.2% | $135,942+18.3% | $139,456+15.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.69% | 79.26%-58.6pp | 68.28%-47.6pp | 373.45%-352.8pp |
| Employer contribution / active EE | $4,177 | $5,245-20.4% | $4,858-14.0% | $4,753-12.1% |
| Participant deferral / active EE | $5,395 | $8,101-33.4% | $7,759-30.5% | $6,711-19.6% |
| Admin fee / account holder | $578 | $12,402-95.3% | $10,764-94.6% | $11,407-94.9% |