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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,636 | $138,102+13.4% | $125,381+24.9% | $134,532+16.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.26% | 750.73%-772.0pp | 572.31%-593.6pp | 418.27%-439.5pp |
| Employer contribution / active EE | $9,147 | $5,245+74.4% | $4,815+90.0% | $4,741+92.9% |
| Participant deferral / active EE | $3,985 | $7,801-48.9% | $7,448-46.5% | $6,401-37.8% |
| Admin fee / account holder | $1,572 | $11,568-86.4% | $10,007-84.3% | $11,429-86.2% |