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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,169 | $183,539+29.2% | $155,556+52.5% | $145,897+62.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.91% | 61.31%-47.4pp | 64.84%-50.9pp | 552.29%-538.4pp |
| Employer contribution / active EE | $4,390 | $5,315-17.4% | $4,675-6.1% | $4,663-5.8% |
| Participant deferral / active EE | $4,390 | $6,467-32.1% | $5,631-22.0% | $6,689-34.4% |
| Admin fee / account holder | $1,012 | $19,275-94.7% | $15,885-93.6% | $13,390-92.4% |