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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,806 | $106,524+18.1% | $152,301-17.4% | $87,485+43.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 20.58% | 26.89%-6.3pp | 80.50%-59.9pp | 26.06%-5.5pp |
| Employer contribution / active EE | $8,578 | $3,371+154.4% | $4,624+85.5% | $2,596+230.4% |
| Participant deferral / active EE | $22,872 | $6,525+250.5% | $8,004+185.8% | $4,274+435.2% |
| Admin fee / account holder | $9,729 | $8,287+17.4% | $14,398-32.4% | $7,775+25.1% |