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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,806 | $106,749+17.9% | $145,433-13.5% | $82,448+52.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.58% | 27.59%-7.0pp | 66.58%-46.0pp | 41.64%-21.1pp |
| Employer contribution / active EE | $8,578 | $3,444+149.0% | $4,554+88.3% | $2,551+236.3% |
| Participant deferral / active EE | $22,872 | $6,519+250.9% | $7,897+189.6% | $4,139+452.6% |
| Admin fee / account holder | $9,729 | $8,390+16.0% | $13,129-25.9% | $7,234+34.5% |