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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,867 | $63,845-75.1% | $81,370-80.5% | $80,959-80.4% |
| Participation rate | 97.0% | 63.9%+33.1pp | 69.5%+27.4pp | 67.7%+29.3pp |
| Annual return | 20.25% | 16.37%+3.9pp | 24.85%-4.6pp | 35.67%-15.4pp |
| Employer contribution / active EE | $3,723 | $1,980+88.1% | $2,464+51.1% | $2,757+35.0% |
| Participant deferral / active EE | $9,680 | $3,093+213.0% | $3,885+149.1% | $4,300+125.1% |
| Admin fee / account holder | $4,479 | $5,688-21.3% | $5,749-22.1% | $6,925-35.3% |