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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,110 | $29,733+71.9% | $56,025-8.8% | $80,959-36.9% |
| Participation rate | 23.5% | 41.7%-18.2pp | 52.5%-29.0pp | 67.7%-44.1pp |
| Annual return | 25.16% | 35.28%-10.1pp | 1712.69%-1687.5pp | 35.67%-10.5pp |
| Employer contribution / active EE | $902 | $672+34.3% | $1,042-13.4% | $2,757-67.3% |
| Participant deferral / active EE | $1,634 | $1,229+32.9% | $1,955-16.4% | $4,300-62.0% |
| Admin fee / account holder | $1,656 | $2,434-32.0% | $2,828-41.5% | $6,925-76.1% |