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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,248 | $110,093-58.9% | $97,295-53.5% | $145,897-69.0% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 18.19% | 244.76%-226.6pp | 75.62%-57.4pp | 552.29%-534.1pp |
| Employer contribution / active EE | $1,422 | $3,077-53.8% | $2,723-47.8% | $4,663-69.5% |
| Participant deferral / active EE | $4,276 | $4,678-8.6% | $4,264+0.3% | $6,689-36.1% |
| Admin fee / account holder | $0 | $6,212-100.0% | $5,646-100.0% | $13,390-100.0% |