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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,248 | $109,967-58.9% | $97,197-53.4% | $145,877-69.0% |
| Participation rate | 50.0% | 76.0%-26.0pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 18.19% | 244.27%-226.1pp | 75.47%-57.3pp | 551.28%-533.1pp |
| Employer contribution / active EE | $1,422 | $3,077-53.8% | $2,723-47.8% | $4,663-69.5% |
| Participant deferral / active EE | $4,276 | $4,676-8.6% | $4,263+0.3% | $6,691-36.1% |
| Admin fee / account holder | $0 | $6,199-100.0% | $5,637-100.0% | $13,402-100.0% |