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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,893 | $79,184-55.9% | $102,438-65.9% | $74,546-53.2% |
| Participation rate | 45.6% | 74.8%-29.2pp | 76.5%-30.9pp | 67.2%-21.6pp |
| Annual return | 15.96% | 54.95%-39.0pp | 29.37%-13.4pp | 1366.03%-1350.1pp |
| Employer contribution / active EE | $1,268 | $2,362-46.3% | $3,024-58.1% | $2,624-51.7% |
| Participant deferral / active EE | $2,253 | $4,414-49.0% | $5,054-55.4% | $4,347-48.2% |
| Admin fee / account holder | $4,920 | $2,001+145.8% | $9,448-47.9% | $1,944+153.1% |