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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,840 | $77,460-61.5% | $100,378-70.3% | $80,925-63.1% |
| Participation rate | 72.4% | 76.9%-4.6pp | 81.5%-9.1pp | 67.7%+4.7pp |
| Annual return | 23.24% | 37.24%-14.0pp | 49.41%-26.2pp | 35.65%-12.4pp |
| Employer contribution / active EE | $0 | $2,801-100.0% | $3,942-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,890 | $6,818+45.1% | $8,087+22.3% | $4,299+130.1% |
| Admin fee / account holder | $3,086 | $5,887-47.6% | $7,899-60.9% | $6,940-55.5% |