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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,840 | $77,472-61.5% | $100,415-70.3% | $80,959-63.1% |
| Participation rate | 72.4% | 76.9%-4.6pp | 81.5%-9.1pp | 67.7%+4.7pp |
| Annual return | 23.24% | 37.26%-14.0pp | 49.47%-26.2pp | 35.67%-12.4pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,890 | $6,818+45.1% | $8,091+22.2% | $4,300+130.0% |
| Admin fee / account holder | $3,086 | $5,885-47.6% | $7,906-61.0% | $6,925-55.4% |