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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,934 | $105,867-84.9% | $90,760-82.4% | $134,532-88.2% |
| Participation rate | 80.0% | 78.3%+1.7pp | 75.7%+4.3pp | 81.2%-1.2pp |
| Annual return | -22.39% | -10.99%-11.4pp | -12.16%-10.2pp | 418.27%-440.7pp |
| Employer contribution / active EE | $1,487 | $3,464-57.1% | $2,922-49.1% | $4,741-68.6% |
| Participant deferral / active EE | $2,481 | $5,217-52.4% | $4,565-45.7% | $6,401-61.2% |
| Admin fee / account holder | $2,513 | $13,936-82.0% | $8,444-70.2% | $11,429-78.0% |