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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,785 | $118,708-87.5% | $98,920-85.1% | $158,982-90.7% |
| Participation rate | 75.0% | 77.8%-2.8pp | 76.0%-1.0pp | 82.0%-7.0pp |
| Annual return | 14.33% | 372.49%-358.2pp | 196.47%-182.1pp | 302.99%-288.7pp |
| Employer contribution / active EE | $1,389 | $3,334-58.3% | $2,689-48.4% | $4,763-70.8% |
| Participant deferral / active EE | $2,203 | $5,089-56.7% | $4,245-48.1% | $5,983-63.2% |
| Admin fee / account holder | $2,818 | $10,134-72.2% | $6,643-57.6% | $11,252-75.0% |