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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,967 | $116,203-92.3% | $93,621-90.4% | $152,909-94.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 21.90% | 35.96%-14.1pp | 32.76%-10.9pp | 345.46%-323.6pp |
| Employer contribution / active EE | $1,332 | $3,219-58.6% | $2,719-51.0% | $4,764-72.0% |
| Participant deferral / active EE | $2,109 | $4,605-54.2% | $4,070-48.2% | $5,851-64.0% |
| Admin fee / account holder | $3,763 | $10,751-65.0% | $7,890-52.3% | $11,601-67.6% |