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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,285 | $88,360-10.3% | $145,433-45.5% | $67,986+16.6% |
| Participation rate | 84.9% | 65.5%+19.4pp | 82.1%+2.7pp | 57.2%+27.7pp |
| Annual return | 32.27% | 63.15%-30.9pp | 66.58%-34.3pp | 31.67%+0.6pp |
| Employer contribution / active EE | $5,047 | $3,054+65.3% | $4,554+10.8% | $2,019+150.0% |
| Participant deferral / active EE | $13,860 | $5,932+133.6% | $7,897+75.5% | $3,358+312.7% |
| Admin fee / account holder | $5,386 | $3,313+62.5% | $13,129-59.0% | $3,203+68.1% |