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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,846 | $102,429-21.1% | $147,096-45.0% | $80,925-0.1% |
| Participation rate | 76.3% | 75.9%+0.5pp | 82.2%-5.8pp | 67.7%+8.7pp |
| Annual return | 30.93% | 135.02%-104.1pp | 419.75%-388.8pp | 35.65%-4.7pp |
| Employer contribution / active EE | $7,203 | $3,716+93.8% | $4,936+45.9% | $2,756+161.3% |
| Participant deferral / active EE | $16,055 | $6,649+141.5% | $8,071+98.9% | $4,299+273.5% |
| Admin fee / account holder | $4,525 | $7,957-43.1% | $13,005-65.2% | $6,940-34.8% |