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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,346 | $217,427-81.4% | $185,837-78.3% | $167,518-75.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.32% | 148.39%-140.1pp | 122.08%-113.8pp | 478.71%-470.4pp |
| Employer contribution / active EE | $6,382 | $5,874+8.6% | $5,168+23.5% | $4,838+31.9% |
| Participant deferral / active EE | $5,037 | $6,357-20.8% | $5,568-9.6% | $6,342-20.6% |
| Admin fee / account holder | $10,488 | $19,816-47.1% | $16,241-35.4% | $12,312-14.8% |