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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,156 | $167,362-78.4% | $143,799-74.9% | $134,532-73.1% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -14.92% | 0.47%-15.4pp | -0.04%-14.9pp | 418.27%-433.2pp |
| Employer contribution / active EE | $8,889 | $5,620+58.2% | $4,952+79.5% | $4,741+87.5% |
| Participant deferral / active EE | $3,806 | $6,447-41.0% | $5,638-32.5% | $6,401-40.5% |
| Admin fee / account holder | $8,342 | $18,094-53.9% | $14,677-43.2% | $11,429-27.0% |