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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,735 | $226,046-72.7% | $182,508-66.2% | $152,870-59.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.4%+17.6pp |
| Annual return | 21.45% | 192.52%-171.1pp | 148.54%-127.1pp | 345.34%-323.9pp |
| Employer contribution / active EE | $15,437 | $4,977+210.2% | $4,075+278.8% | $4,763+224.1% |
| Participant deferral / active EE | $7,300 | $6,368+14.6% | $5,525+32.1% | $5,850+24.8% |
| Admin fee / account holder | $3,853 | $10,704-64.0% | $8,592-55.2% | $11,597-66.8% |