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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,735 | $226,135-72.7% | $182,558-66.2% | $152,909-59.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 21.45% | 192.60%-171.2pp | 148.59%-127.1pp | 345.46%-324.0pp |
| Employer contribution / active EE | $15,437 | $4,979+210.0% | $4,076+278.7% | $4,764+224.0% |
| Participant deferral / active EE | $7,300 | $6,371+14.6% | $5,526+32.1% | $5,851+24.8% |
| Admin fee / account holder | $3,853 | $10,707-64.0% | $8,594-55.2% | $11,601-66.8% |