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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,213 | $202,463-84.1% | $169,397-81.0% | $139,487-76.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.91% | 532.64%-514.7pp | 406.23%-388.3pp | 373.84%-355.9pp |
| Employer contribution / active EE | $2,809 | $4,694-40.1% | $4,013-30.0% | $4,755-40.9% |
| Participant deferral / active EE | $3,007 | $6,941-56.7% | $6,223-51.7% | $6,713-55.2% |
| Admin fee / account holder | $1,938 | $10,726-81.9% | $9,017-78.5% | $11,407-83.0% |