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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,613 | $124,213-30.3% | $118,106-26.7% | $154,746-44.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 21.82% | 18.29%+3.5pp | 19.44%+2.4pp | 172.34%-150.5pp |
| Employer contribution / active EE | $5,435 | $4,905+10.8% | $4,698+15.7% | $4,379+24.1% |
| Participant deferral / active EE | $14,180 | $6,859+106.7% | $6,619+114.2% | $6,730+110.7% |
| Admin fee / account holder | $6,709 | $9,627-30.3% | $8,973-25.2% | $14,365-53.3% |