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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,534 | $89,515-7.8% | $103,065-19.9% | $80,959+1.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.6%+19.4pp | 67.7%+32.3pp |
| Annual return | 34.00% | 22.82%+11.2pp | 23.95%+10.0pp | 35.67%-1.7pp |
| Employer contribution / active EE | $5,798 | $4,015+44.4% | $4,675+24.0% | $2,757+110.3% |
| Participant deferral / active EE | $12,410 | $5,463+127.2% | $6,625+87.3% | $4,300+188.6% |
| Admin fee / account holder | $7,620 | $6,527+16.7% | $9,349-18.5% | $6,925+10.0% |