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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,101 | $156,398-37.3% | $147,318-33.4% | $138,895-29.4% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 79.9%-19.9pp |
| Annual return | 14.04% | 78.75%-64.7pp | 70.43%-56.4pp | 145.39%-131.4pp |
| Employer contribution / active EE | $2,321 | $4,853-52.2% | $4,593-49.5% | $4,194-44.7% |
| Participant deferral / active EE | $11,012 | $8,237+33.7% | $7,906+39.3% | $6,396+72.2% |
| Admin fee / account holder | $17,881 | $14,976+19.4% | $13,708+30.4% | $12,562+42.3% |