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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,365 | $165,381-81.0% | $149,730-79.1% | $158,966-80.3% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 57.16% | 348.29%-291.1pp | 276.70%-219.5pp | 302.95%-245.8pp |
| Employer contribution / active EE | $1,369 | $5,104-73.2% | $4,645-70.5% | $4,762-71.2% |
| Participant deferral / active EE | $4,650 | $7,182-35.3% | $6,843-32.0% | $5,983-22.3% |
| Admin fee / account holder | $0 | $10,809-100.0% | $9,310-100.0% | $11,250-100.0% |