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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,284 | $144,130+61.2% | $117,861+97.1% | $147,586+57.4% |
| Participation rate | 83.3% | 83.4%-0.1pp | 79.7%+3.7pp | 82.8%+0.5pp |
| Annual return | 11.10% | 531.20%-520.1pp | 335.11%-324.0pp | 578.59%-567.5pp |
| Employer contribution / active EE | $2,001 | $4,897-59.1% | $3,786-47.2% | $4,876-59.0% |
| Participant deferral / active EE | $8,003 | $5,316+50.5% | $4,482+78.6% | $5,439+47.1% |
| Admin fee / account holder | $3,432 | $10,887-68.5% | $8,021-57.2% | $10,886-68.5% |