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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,580 | $152,619+53.0% | $125,195+86.6% | $152,909+52.8% |
| Participation rate | 90.0% | 83.3%+6.7pp | 79.8%+10.2pp | 82.5%+7.5pp |
| Annual return | 13.10% | 54.85%-41.7pp | 43.79%-30.7pp | 345.46%-332.4pp |
| Employer contribution / active EE | $2,379 | $4,947-51.9% | $3,866-38.5% | $4,764-50.1% |
| Participant deferral / active EE | $9,516 | $5,869+62.2% | $4,937+92.7% | $5,851+62.6% |
| Admin fee / account holder | $64,489 | $13,437+379.9% | $9,704+564.6% | $11,601+455.9% |