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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,660 | $156,398-56.1% | $147,318-53.4% | $138,895-50.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.28% | 78.75%-57.5pp | 70.43%-49.2pp | 145.39%-124.1pp |
| Employer contribution / active EE | $24,502 | $4,853+404.8% | $4,593+433.5% | $4,194+484.2% |
| Participant deferral / active EE | $14,932 | $8,237+81.3% | $7,906+88.9% | $6,396+133.5% |
| Admin fee / account holder | $480 | $14,976-96.8% | $13,708-96.5% | $12,562-96.2% |