Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,931 | $75,058-77.4% | $152,301-88.9% | $64,340-73.7% |
| Participation rate | 6.3% | 60.9%-54.6pp | 82.4%-76.1pp | 55.2%-48.9pp |
| Annual return | 20.74% | 29.93%-9.2pp | 80.50%-59.8pp | 24.14%-3.4pp |
| Employer contribution / active EE | $0 | $2,605-100.0% | $4,624-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $529 | $5,041-89.5% | $8,004-93.4% | $2,980-82.3% |
| Admin fee / account holder | $1,544 | $4,050-61.9% | $14,398-89.3% | $3,703-58.3% |