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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,130 | $111,535-27.3% | $105,223-22.9% | $137,256-40.9% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 16.77% | 237.85%-221.1pp | 180.65%-163.9pp | 220.34%-203.6pp |
| Employer contribution / active EE | $2,740 | $3,939-30.4% | $3,689-25.7% | $4,156-34.1% |
| Participant deferral / active EE | $5,502 | $5,5000% | $5,072+8.5% | $6,407-14.1% |
| Admin fee / account holder | $4,977 | $9,721-48.8% | $8,859-43.8% | $12,270-59.4% |