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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,513 | $178,174+8.6% | $156,181+23.9% | $137,256+41.0% |
| Participation rate | 76.9% | 82.0%-5.1pp | 78.8%-1.9pp | 80.0%-3.0pp |
| Annual return | 17.53% | 84.19%-66.7pp | 64.87%-47.3pp | 220.34%-202.8pp |
| Employer contribution / active EE | $6,808 | $4,972+36.9% | $4,294+58.5% | $4,156+63.8% |
| Participant deferral / active EE | $8,636 | $6,888+25.4% | $6,132+40.8% | $6,407+34.8% |
| Admin fee / account holder | $1,929 | $17,404-88.9% | $14,586-86.8% | $12,270-84.3% |