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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,972 | $227,291-47.2% | $214,702-44.1% | $155,188-22.7% |
| Participation rate | 66.7% | 88.0%-21.3pp | 87.5%-20.8pp | 80.8%-14.1pp |
| Annual return | 16.22% | 60.08%-43.9pp | 54.55%-38.3pp | 148.84%-132.6pp |
| Employer contribution / active EE | $3,004 | $6,772-55.6% | $6,461-53.5% | $4,248-29.3% |
| Participant deferral / active EE | $7,454 | $9,582-22.2% | $9,147-18.5% | $6,531+14.1% |
| Admin fee / account holder | $759 | $20,413-96.3% | $19,830-96.2% | $14,480-94.8% |