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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,972 | $209,336-42.7% | $197,124-39.1% | $137,256-12.6% |
| Participation rate | 66.7% | 87.3%-20.6pp | 86.7%-20.0pp | 80.0%-13.3pp |
| Annual return | 16.22% | 48.09%-31.9pp | 44.34%-28.1pp | 220.34%-204.1pp |
| Employer contribution / active EE | $3,004 | $6,591-54.4% | $6,227-51.8% | $4,156-27.7% |
| Participant deferral / active EE | $7,454 | $9,614-22.5% | $9,135-18.4% | $6,407+16.3% |
| Admin fee / account holder | $759 | $17,308-95.6% | $16,298-95.3% | $12,270-93.8% |