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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,233 | $72,027-85.8% | $185,835-94.5% | $79,852-87.2% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 40.74% | 23.13%+17.6pp | 35.96%+4.8pp | 31.72%+9.0pp |
| Employer contribution / active EE | $4,306 | $1,965+119.1% | $4,087+5.4% | $2,471+74.3% |
| Participant deferral / active EE | $2,096 | $3,780-44.5% | $5,633-62.8% | $3,740-44.0% |
| Admin fee / account holder | $3,217 | $4,513-28.7% | $9,502-66.1% | $5,306-39.4% |