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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,686 | $65,395-86.7% | $182,540-95.2% | $72,975-88.1% |
| Participation rate | 96.3% | 65.4%+30.9pp | 78.0%+18.3pp | 69.5%+26.8pp |
| Annual return | 32.35% | 27.68%+4.7pp | 148.58%-116.2pp | 81.01%-48.7pp |
| Employer contribution / active EE | $3,083 | $1,911+61.3% | $4,076-24.4% | $2,440+26.4% |
| Participant deferral / active EE | $2,841 | $3,563-20.3% | $5,525-48.6% | $3,608-21.2% |
| Admin fee / account holder | $651 | $4,245-84.7% | $8,593-92.4% | $5,124-87.3% |