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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,305 | $100,139+14.1% | $85,187+34.2% | $145,884-21.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.68% | 84.15%-70.5pp | 66.67%-53.0pp | 551.85%-538.2pp |
| Employer contribution / active EE | $5,286 | $3,238+63.3% | $2,732+93.5% | $4,662+13.4% |
| Participant deferral / active EE | $14,986 | $5,296+183.0% | $4,525+231.2% | $6,690+124.0% |
| Admin fee / account holder | $13,124 | $7,262+80.7% | $6,162+113.0% | $13,392-2.0% |