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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,037 | $41,150-34.3% | $80,607-66.5% | $71,495-62.2% |
| Participation rate | 36.5% | 50.3%-13.8pp | 67.0%-30.6pp | 67.9%-31.5pp |
| Annual return | 21.88% | 38.48%-16.6pp | 936.11%-914.2pp | 28.85%-7.0pp |
| Employer contribution / active EE | $488 | $1,515-67.8% | $2,724-82.1% | $2,589-81.1% |
| Participant deferral / active EE | $2,696 | $2,701-0.2% | $4,448-39.4% | $4,291-37.2% |
| Admin fee / account holder | $984 | $1,841-46.6% | $5,379-81.7% | $1,588-38.0% |