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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,359 | $37,463-35.0% | $77,096-68.4% | $66,938-63.6% |
| Participation rate | 35.9% | 52.9%-17.1pp | 67.9%-32.0pp | 69.8%-33.9pp |
| Annual return | 71.87% | -3.25%+75.1pp | 42.35%+29.5pp | 1.58%+70.3pp |
| Employer contribution / active EE | $573 | $1,535-62.7% | $2,814-79.6% | $2,545-77.5% |
| Participant deferral / active EE | $2,808 | $2,621+7.1% | $4,429-36.6% | $4,238-33.7% |
| Admin fee / account holder | $374 | $568-34.2% | $5,428-93.1% | $594-37.0% |