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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,182 | $160,040-43.0% | $147,096-38.0% | $145,877-37.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 12.76% | 98.49%-85.7pp | 419.75%-407.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $3,259 | $5,289-38.4% | $4,936-34.0% | $4,663-30.1% |
| Participant deferral / active EE | $8,759 | $8,429+3.9% | $8,071+8.5% | $6,691+30.9% |
| Admin fee / account holder | $12,224 | $15,050-18.8% | $13,005-6.0% | $13,402-8.8% |