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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,755 | $176,077-75.2% | $159,455-72.6% | $167,518-73.9% |
| Participation rate | 42.9% | 84.9%-42.1pp | 82.8%-40.0pp | 82.1%-39.3pp |
| Annual return | 10.73% | 331.83%-321.1pp | 263.63%-252.9pp | 478.71%-468.0pp |
| Employer contribution / active EE | $2,170 | $5,298-59.0% | $4,830-55.1% | $4,838-55.1% |
| Participant deferral / active EE | $4,268 | $7,751-44.9% | $7,353-42.0% | $6,342-32.7% |
| Admin fee / account holder | $2,589 | $12,556-79.4% | $10,800-76.0% | $12,312-79.0% |