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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,869 | $102,635-61.2% | $86,209-53.8% | $139,456-71.4% |
| Participation rate | 87.5% | 74.5%+13.0pp | 69.0%+18.5pp | 80.3%+7.2pp |
| Annual return | 18.66% | 1923.53%-1904.9pp | 1169.05%-1150.4pp | 373.45%-354.8pp |
| Employer contribution / active EE | $2,976 | $3,034-1.9% | $2,381+25.0% | $4,753-37.4% |
| Participant deferral / active EE | $5,508 | $4,677+17.8% | $3,986+38.2% | $6,711-17.9% |
| Admin fee / account holder | $620 | $8,661-92.8% | $6,853-91.0% | $11,407-94.6% |