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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,164 | $112,935-83.9% | $90,970-80.0% | $158,966-88.6% |
| Participation rate | 50.0% | 74.7%-24.7pp | 69.0%-19.0pp | 82.0%-32.0pp |
| Annual return | 0.00% | 215.79%-215.8pp | 134.58%-134.6pp | 302.95%-302.9pp |
| Employer contribution / active EE | $2,586 | $2,895-10.7% | $2,122+21.8% | $4,762-45.7% |
| Participant deferral / active EE | $5,036 | $4,129+22.0% | $3,373+49.3% | $5,983-15.8% |
| Admin fee / account holder | $31 | $8,045-99.6% | $5,960-99.5% | $11,250-99.7% |