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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,555 | $93,098-56.4% | $77,081-47.4% | $134,509-69.8% |
| Participation rate | 71.4% | 74.5%-3.1pp | 67.9%+3.5pp | 81.2%-9.8pp |
| Annual return | -24.79% | 62.63%-87.4pp | 42.33%-67.1pp | 418.13%-442.9pp |
| Employer contribution / active EE | $3,211 | $3,419-6.1% | $2,813+14.1% | $4,741-32.3% |
| Participant deferral / active EE | $7,520 | $5,239+43.5% | $4,428+69.8% | $6,400+17.5% |
| Admin fee / account holder | $474 | $6,945-93.2% | $5,427-91.3% | $11,427-95.9% |