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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,384 | $104,937-43.4% | $84,628-29.8% | $152,897-61.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 0.00% | 373.88%-373.9pp | 258.80%-258.8pp | 345.43%-345.4pp |
| Employer contribution / active EE | $24,672 | $3,303+646.9% | $2,653+830.0% | $4,764+417.9% |
| Participant deferral / active EE | $12,753 | $4,690+171.9% | $3,900+227.0% | $5,851+118.0% |
| Admin fee / account holder | $372 | $6,243-94.0% | $4,914-92.4% | $11,599-96.8% |