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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,627 | $185,312+8.3% | $161,489+24.2% | $154,746+29.6% |
| Participation rate | 87.0% | 82.5%+4.5pp | 78.7%+8.3pp | 80.7%+6.3pp |
| Annual return | 14.09% | 103.84%-89.8pp | 89.72%-75.6pp | 172.34%-158.2pp |
| Employer contribution / active EE | $3,523 | $4,769-26.1% | $4,268-17.5% | $4,379-19.6% |
| Participant deferral / active EE | $9,171 | $6,350+44.4% | $5,630+62.9% | $6,730+36.3% |
| Admin fee / account holder | $4,167 | $18,654-77.7% | $16,006-74.0% | $14,365-71.0% |