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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,666 | $91,198+49.9% | $178,503-23.4% | $79,856+71.1% |
| Participation rate | 81.5% | 69.2%+12.3pp | 81.9%-0.4pp | 69.6%+11.8pp |
| Annual return | 29.71% | 24.20%+5.5pp | 151.12%-121.4pp | 31.71%-2.0pp |
| Employer contribution / active EE | $2,728 | $3,257-16.2% | $5,011-45.6% | $2,471+10.4% |
| Participant deferral / active EE | $5,305 | $3,237+63.9% | $5,202+2.0% | $3,741+41.8% |
| Admin fee / account holder | $2,717 | $6,748-59.7% | $13,987-80.6% | $5,306-48.8% |