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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,550 | $217,427-15.1% | $185,837-0.7% | $167,518+10.2% |
| Participation rate | 95.0% | 86.0%+9.0pp | 81.7%+13.3pp | 82.1%+12.9pp |
| Annual return | 18.68% | 148.39%-129.7pp | 122.08%-103.4pp | 478.71%-460.0pp |
| Employer contribution / active EE | $3,717 | $5,874-36.7% | $5,168-28.1% | $4,838-23.2% |
| Participant deferral / active EE | $7,868 | $6,357+23.8% | $5,568+41.3% | $6,342+24.1% |
| Admin fee / account holder | $5,213 | $19,816-73.7% | $16,241-67.9% | $12,312-57.7% |