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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,627 | $172,111+16.6% | $150,298+33.5% | $137,256+46.2% |
| Participation rate | 87.0% | 81.7%+5.2pp | 77.8%+9.2pp | 80.0%+7.0pp |
| Annual return | 14.09% | 69.37%-55.3pp | 62.79%-48.7pp | 220.34%-206.3pp |
| Employer contribution / active EE | $3,523 | $4,636-24.0% | $4,154-15.2% | $4,156-15.2% |
| Participant deferral / active EE | $9,171 | $6,166+48.7% | $5,453+68.2% | $6,407+43.2% |
| Admin fee / account holder | $4,167 | $16,471-74.7% | $14,116-70.5% | $12,270-66.0% |