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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,038 | $77,962-67.9% | $178,540-86.0% | $80,935-69.1% |
| Participation rate | 92.3% | 65.7%+26.6pp | 77.1%+15.2pp | 67.7%+24.6pp |
| Annual return | 18.10% | 18.10%0pp | 27.15%-9.1pp | 35.66%-17.6pp |
| Employer contribution / active EE | $5,391 | $2,280+136.4% | $3,953+36.4% | $2,757+95.6% |
| Participant deferral / active EE | $5,990 | $4,404+36.0% | $6,281-4.6% | $4,299+39.3% |
| Admin fee / account holder | $3,867 | $7,156-46.0% | $10,424-62.9% | $6,924-44.2% |