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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,038 | $77,164-67.6% | $178,014-85.9% | $80,874-69.0% |
| Participation rate | 92.3% | 65.7%+26.6pp | 77.1%+15.2pp | 67.6%+24.7pp |
| Annual return | 18.10% | 18.09%0pp | 294.80%-276.7pp | 35.62%-17.5pp |
| Employer contribution / active EE | $5,391 | $2,288+135.7% | $3,950+36.5% | $2,756+95.6% |
| Participant deferral / active EE | $5,990 | $4,408+35.9% | $6,276-4.6% | $4,297+39.4% |
| Admin fee / account holder | $3,867 | $7,164-46.0% | $10,362-62.7% | $6,935-44.2% |