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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,038 | $78,013-67.9% | $178,449-86.0% | $80,911-69.1% |
| Participation rate | 92.3% | 65.7%+26.6pp | 77.1%+15.2pp | 67.6%+24.7pp |
| Annual return | 18.10% | 18.07%0pp | 27.09%-9.0pp | 35.63%-17.5pp |
| Employer contribution / active EE | $5,391 | $2,287+135.8% | $3,951+36.5% | $2,756+95.6% |
| Participant deferral / active EE | $5,990 | $4,408+35.9% | $6,277-4.6% | $4,297+39.4% |
| Admin fee / account holder | $3,867 | $7,166-46.0% | $10,362-62.7% | $6,935-44.2% |