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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,260 | $148,623-83.7% | $135,974-82.2% | $139,466-82.6% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 21.77% | 79.30%-57.5pp | 68.30%-46.5pp | 373.66%-351.9pp |
| Employer contribution / active EE | $3,094 | $5,246-41.0% | $4,859-36.3% | $4,754-34.9% |
| Participant deferral / active EE | $5,963 | $8,103-26.4% | $7,760-23.2% | $6,712-11.2% |
| Admin fee / account holder | $907 | $12,406-92.7% | $10,767-91.6% | $11,409-92.0% |